U.S. Supreme Court Upholds the Affordable Care Act

Coverage protections, financial help and many other programs continue as part of law that has helped millions of Coloradans 

Today, the United States Supreme Court announced its 7-2 decision in California v. Texas, No. 19-840, to uphold the Affordable Care Act (ACA), now covering 31 million Americans.

We are pleased with the Court’s decision to uphold the Affordable Care Act. This is welcome news to more than 500,000 Coloradans who have gained access to quality health care coverage through Medicaid expansion,” said Kim Bimestefer, executive director of the Department of Health Care Policy & Financing. “This coverage expansion is more important than ever, given the COVID-19 pandemic and economic downturn, which has caused many Coloradans to lose their jobs and with that their employer-sponsored health insurance coverage.” 

Through the ACA, the federal government provides about 90 cents on every coverage dollar, making the decision to expand Medicaid very affordable.  Since the implementation of the Affordable Care Act, Colorado has received approximately $10 billion in federal funds to pay for coverage for Coloradans under the ACA’s Medicaid expansion provision – $1.7 billion last year alone. 

Beyond allowing states to expand their Medicaid programs, the Affordable Care Act included many other changes such as protections for coverage for individuals with preexisting conditions, coverage for individuals up to age 26 on their parent’s health insurance plans and authorizing state-based marketplaces for consumers to shop for coverage and qualify for financial assistance to reduce the cost of premiums.  Colorado launched its own marketplace, Connect for Health Colorado.  

Today’s decision means that families can have more peace of mind when it comes to their health coverage and protecting their health and finances,” said Kevin Patterson, Chief Executive Officer of Connect for Health Colorado, the state’s Marketplace. “Our focus continues to be to get people covered and to provide them with as much assistance as possible, so that health insurance isn’t something they have to worry about. I also want to encourage people who find themselves uninsured or in need of more affordable options to reach out to Connect for Health Colorado now. We’re offering more savings than ever before and are keeping our doors open through at least August 15. We have already enrolled more than 200,000 Coloradans this year.” 

“This is a great day for Colorado and the country,” said Colorado Insurance Commissioner Michael Conway. “The ACA has helped millions not only get health insurance, but gave them access to necessary care for chronic conditions, accidents and now COVID-19. Knowing that it will continue is a great relief to many. We can move forward on helping Coloradans without this looming threat hanging over us.” 

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Media Contact
Leslie Chadwick | [email protected] | 720-765-1571

About Connect for Health Colorado
Connect for Health Colorado is a public, nonprofit entity established by the Colorado General Assembly in 2011 to create a health insurance marketplace. Since 2013, we’ve been helping individuals, families, and small employers compare plans, apply for financial help, and buy health insurance. As Colorado’s official health insurance marketplace, we are the only place to apply for financial help to lower the monthly cost of premiums. Customers can shop online; get help by phone or online chat from Customer Service Center representatives; and access expert help from a statewide network of certified Brokers and community-based Assisters. For more information: ConnectforHealthCO.com

Standardized Health Plans to Provide Better Choice to Coloradans Beginning in 2023

Statement by Chief Executive Officer Kevin Patterson

DENVER — Today, Governor Jared Polis signed HB21-1232, Standardized Health Benefit Plan Colorado Option, into law. Kevin Patterson, Chief Executive Officer of Connect for Health Colorado, the state’s official health insurance marketplace, released the following statement:

“The availability of standardized plans will provide Coloradans with even better plan choice and more competitive benefits. As Colorado’s Marketplace, it’s our responsibility to make it as easy as possible for people to understand their options and enroll in the right plan for their needs, and this bill helps make that job a little easier. I’m looking forward to seeing the good ideas from our business, insurance and advocate partners as they develop the details of the plan. We stand ready to implement this exciting, new initiative on our Marketplace.”

Next, the bill will undergo the rulemaking process, during which Colorado’s insurance commissioner will collaborate with stakeholders to develop the details of the standardized plan. The standardized plans will be offered on Connect for Health Colorado’s Marketplace, with plan benefits beginning as early as Jan. 2023.

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About Connect for Health Colorado  

Connect for Health Colorado is a public, non-profit entity established by the Colorado General Assembly in 2011 to create a health insurance Marketplace.  Since 2013, we’ve been helping individuals, families and small employers compare plans, apply for financial help and buy health insurance. As Colorado’s official health insurance marketplace, we are the only place to apply for financial help to lower the monthly cost of premiums. Customers can shop online; get help by phone or online chat from Customer Service Center representatives; and access expert help from a statewide network of certified Brokers and community-based Assisters. For more information:  ConnectforHealthCO.com

Media Contact

Monica Caballeros, [email protected], 720-496-2574

Connect for Health Colorado Hits Historic Enrollment Milestone for 2021 Plan Year

Thousands More Coloradans Have Health Coverage Thanks to Extended Enrollment Window and New, Federal Law

DENVER — As of Monday, June 7, 200,119 Coloradans have signed up for a plan that provides coverage this year through Connect for Health Colorado, the state’s official health insurance marketplace. That is a historic number of enrollments in a plan year for Connect for Health Colorado since opening for business in 2013.

Just over 20,000 of this year’s enrollments occurred since Connect for Health Colorado re-opened enrollment in Feb. 2021, and half of those sign ups occurred since the organization began offering expanded subsidies under a new, federal law in April 2021.

“Connect for Health Colorado is thrilled to offer more savings and more time to enroll than ever before,” said Chief Executive Officer Kevin Patterson. “I urge folks who are seeking health insurance to connect with one of our plan experts or Enrollment Centers to find lower costs, especially those who didn’t qualify in the past. The sooner you enroll or update your application, the sooner your coverage and savings begin.”

Lower Costs for Coverage Are Here
Thanks to the American Rescue Plan, families of all income ranges can now qualify for savings on health insurance when they shop through Connect for Health Colorado. The new law also increases the amount of assistance people can receive to cover some or all the cost of their health insurance premium. In fact, three out of four customers could potentially find a plan for $25 or less after the new savings are applied. People who have received unemployment benefits beginning in 2021 may qualify for $0 plan options.

Find Plans and Get Enrollment Assistance
To find out whether you qualify for additional savings on health insurance plans, how much plans cost and to compare all the plans available to you, contact Connect for Health Colorado at ConnectforHealthCO.com or by calling 855-752-6749. Enrollment remains open until at least Sunday, August 15, 2021.

Want to browse plans and prices before starting an application? Use our Quick Cost and Plan Finder tool to get an estimate of costs and to search plans based on what matters most to you.

Want more personalized assistance? Plan experts- certified Brokers and community Assisters- are ready to help you figure out exactly what kind of health coverage you qualify for and navigate all your options. The enrollment assistance and advice are free. Find an expert in your area and make an appointment today.

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Media Contact

Monica Caballeros | [email protected] | 720-496-2574

About Connect for Health Colorado  

Connect for Health Colorado is a public, nonprofit entity established by the Colorado General Assembly in 2011 to create a health insurance marketplace. Since 2013, we’ve been helping individuals, families, and small employers compare plans, apply for financial help, and buy health insurance. As Colorado’s official health insurance marketplace, we are the only place to apply for financial help to lower the monthly cost of premiums. Customers can shop online; get help by phone or online chat from Customer Service Center representatives; and access expert help from a statewide network of certified Brokers and community-based Assisters. For more information: ConnectforHealthCO.co

The Denver Post Recognizes Connect for Health Colorado As A Top Workplace of 2021

Statement by Chief Executive Officer Kevin Patterson

DENVER — The Denver Post has recognized Connect for Health Colorado®, the state’s official health insurance marketplace, as a Top Workplace of 2021.

“I’m extremely proud that we’ve received this designation. It’s our staff and leadership team who makes us worthy of this honor,” says Connect for Health Colorado’s Chief Executive Officer, Kevin Patterson. “Our staff is extremely mission-driven about helping our fellow Coloradans- our friends, our family, our neighbors- get access to health care. The pandemic has made it abundantly clear that our work is really important and that our efforts are going in the right direction. It’s my privilege to lead this group and to create the right environment for us to deliver on our mission.”

The Denver Post uses survey feedback from employees about aspects of their workplace culture, such as opportunities for development, engagement, leadership, and benefits, to determine Top Workplaces. Employers are ranked within size groups; Connect for Health Colorado ranks among the best mid-sized companies.

About Connect for Health Colorado  

Connect for Health Colorado is a public, non-profit entity established by the Colorado General Assembly in 2011 to create a health insurance Marketplace.  Since 2013, we’ve been helping individuals, families and small employers compare plans, apply for financial help and buy health insurance. As Colorado’s official health insurance marketplace, we are the only place to apply for financial help to lower the monthly cost of premiums. Customers can shop online; get help by phone or online chat from Customer Service Center representatives; and access expert help from a statewide network of certified Brokers and community-based Assisters. For more information:  ConnectforHealthCO.com

Media Contact

Monica Caballeros, [email protected], 720-496-2574

Connect for Health Colorado Supports the Standardized Health Benefit Plan Colorado Option

Statement by Chief Executive Officer Kevin Patterson

DENVER — On Monday, Connect for Health Colorado’s Board of Directors voted in support of HB21-1232, Standardized Health Benefit Plan Colorado Option. Chief Executive Officer, Kevin Patterson, elaborated on the support stance:

“This bill affects our customers by providing better plan choice. The availability of standardized plans simplifies the comparison process and will make it easier for Coloradans to find the right coverage for their needs— one of our strategic goals. I’m confident that this bill will further our mission to increase access, affordability and choice for individuals, families and small businesses seeking health coverage in our state.”

HB21-1232 moves on to the Senate for committee hearing.

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About Connect for Health Colorado  

Connect for Health Colorado is a public, non-profit entity established by the Colorado General Assembly in 2011 to create a health insurance Marketplace.  Since 2013, we’ve been helping individuals, families and small employers compare plans, apply for financial help and buy health insurance. As Colorado’s official health insurance marketplace, we are the only place to apply for financial help to lower the monthly cost of premiums. Customers can shop online; get help by phone or online chat from Customer Service Center representatives; and access expert help from a statewide network of certified Brokers and community-based Assisters. For more information:  ConnectforHealthCO.com

Media Contact

Monica Caballeros, [email protected], 720-496-2574

17,000 More Coloradans Signed Up for Health Insurance Since Colorado’s Exchange Re-Opened Twelve Weeks Ago

Enrollment Remains Open Until At Least Aug. 15

DENVER17,282 Coloradans have signed up for a health insurance plan since Connect for Health Colorado re-opened enrollment on Feb. 8, with more than 7,500 sign ups in the last month alone. That uptick in enrollments coincides with the date that Connect for Health Colorado began offering increased savings on health insurance to residents of all income ranges following the passage of the American Rescue Plan.

“We’re here to provide relief to families who are figuring out their health insurance options at a time when the need for coverage has never been greater,” said Chief Executive Officer Kevin Patterson. “If you are looking for plans in your budget, now is the time to check out Connect for Health Colorado. We’re providing more savings on health insurance than ever before, and our doors are open until at least August 15th.”

Get Savings on Health Insurance Today

While enrollment is open through Aug. 15, 2021, remember thatthe sooner you enroll, the sooner your coverage begins. Three out of four customers could potentially find a plan for $25 or less after the new savings are applied. People who have received any unemployment benefits in 2021 may qualify for $0 plan options.

To find out whether you qualify for additional savings on health insurance plans, how much financial assistance you can receive and to see all the plans available to you, contact Connect for Health Colorado at ConnectforHealthCO.com or by calling 855-752-6749.

Preview Plans and Get Enrollment Assistance

Want to browse plans and prices before starting an application? Use our Quick Cost and Plan Finder tool to get an estimate of costs and to search plans based on what matters most to you.

Want more personalized assistance? Plan experts- certified Brokers and community Assisters- are ready to help you figure out exactly what kind of health coverage you qualify for and navigate all your options. The enrollment assistance and advice are free. Find an expert in your area and make an appointment today.

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This media release is available in Spanish here.

Media Contact

Monica Caballeros | [email protected] | 720-496-2574

About Connect for Health Colorado  

Connect for Health Colorado is a public, nonprofit entity established by the Colorado General Assembly in 2011 to create a health insurance marketplace. Since 2013, we’ve been helping individuals, families, and small employers compare plans, apply for financial help, and buy health insurance. As Colorado’s official health insurance marketplace, we are the only place to apply for financial help to lower the monthly cost of premiums. Customers can shop online; get help by phone or online chat from Customer Service Center representatives; and access expert help from a statewide network of certified Brokers and community-based Assisters. For more information: ConnectforHealthCO.com

Connect for Health Colorado Offers More Savings to More Coloradans on Health Insurance Costs

DENVER — Starting today, Thursday, April 15, Coloradans seeking health insurance can access more savings as a result of the American Rescue Plan (also known as the “COVID relief package”) when they shop through Connect for Health Colorado®. The American Rescue Plan expanded financial help for health insurance plans that people buy via the federal and state health insurance exchanges through 2022. And, for the first time, ever, Colorado individuals and families of all income ranges can qualify for reduced premiums.

“We’re ready and eager to provide these savings to more Coloradans who need relief right away,” said Chief Executive Officer Kevin Patterson. “I encourage those who need coverage to sign up. If you were unable to obtain financial help in the past, now is the time to re-apply. You might be surprised how much you can save.”

What’s Different Now?

  • There is more financial help available to more Coloradans for health insurance.
    • One out of five (21%) customers could potentially have a $0 premium if they were to stay with their current plan.
    • Two out of three (64%) customers could potentially have a $0 premium if they were to enroll in the lowest cost plan available to them.
    • Three out of four people could potentially have a $25 premium or less if they were to enroll in the lowest cost plan available to them.
  • People who were making too much money before may now qualify for financial help to reduce premiums.
  • Anyone who has received unemployment benefits for at least one week in 2021 may qualify for $0 and low-cost 2021 health insurance premium options when they shop through Connect for Health Colorado. The amount of financial assistance we provide will cover the entire cost of the second-lowest-cost Silver plan, but you can put that amount of help toward any plan available to you.

When Can I Get More Savings and/or Enroll?

You can submit a new application for financial help beginning today. Connect for Health Colorado is keeping enrollment open to anyone who needs health insurance through at least Aug. 15, 2021. But remember that the sooner you enroll, the sooner your coverage begins.

How Do I Know What I Qualify For?

To find out whether you qualify for additional savings on health insurance plans, how much financial assistance you can receive and to see all the plans available to you, contact Connect for Health Colorado at ConnectforHealthCO.com or by calling 855-752-6749.

Want to browse plans and prices before starting an application? Use our Quick Cost and Plan Finder tool to get an estimate of costs and to search plans based on what matters most to you.

Want more personalized assistance? Plan experts- certified Brokers and community Assisters- are ready to help you figure out exactly what kind of health coverage you qualify for and navigate all your options. The enrollment assistance and advice are free. Find an expert in your area and make an appointment today.

About Connect for Health Colorado  

Connect for Health Colorado is a public, non-profit entity established by the Colorado General Assembly in 2011 to create a health insurance Marketplace.  Since 2013, we’ve been helping individuals, families and small employers compare plans, apply for financial help and buy health insurance. As Colorado’s official health insurance marketplace, we are the only place to apply for financial help to lower the monthly cost of premiums. Customers can shop online; get help by phone or online chat from Customer Service Center representatives; and access expert help from a statewide network of certified Brokers and community-based Assisters. For more information:  ConnectforHealthCO.com

Media Contact

Monica Caballeros, [email protected], 720-496-2574

More Coloradans Than Ever Are Using Colorado’s Exchange to Get Covered

DENVER — In a report released today by Connect for Health Colorado®, nearly 180,000 Coloradans signed up for a health insurance plan by the end of the Open Enrollment Period on Jan. 15 for 2021 coverage. The new report includes more detailed information about changes to premium costs and financial help by county, the improved customer experience and our outreach tactics. 

And, since re-opening enrollment for uninsured Coloradans on Feb. 8, an additional 9,971 people have signed up for a health plan. That means Colorado’s Exchange has enrolled more people this year than in any previous year of our operation, and enrollment continues to remain open through at least Aug. 15.    

“I’m so pleased by the response we’ve seen to keeping our doors open and knowing that more Coloradans have access to health care this year,” said Chief Executive Officer Kevin Patterson. “I continue to remind people who need coverage to sign up now. We have experts ready to help you and your family navigate your health coverage options.”

Curious about other findings from the enrollment report? We’ve broken down the key takeaways for Coloradans looking for affordable health coverage and considering using Connect for Health Colorado:

  • People who use Connect for Health Colorado can qualify for financial help and save money on health insurance costs. On average, people who qualified for financial help for this year are paying $152 per month for their health insurance coverage.
  • There’s more health insurance plan choice than ever before. Eight health insurance companies, plus two cooperative alliances, are offering a total of 159 medical plans through our Marketplace.
  • There’s a lot of enrollment assistance available, and people are using it to get covered. We have 919 Brokers and Assisters in total across the state helping people enroll this year. 58% of all customers used a Broker to help them enroll and pick the right plan, and 6% of customers went to a community-based Assister for expert application help.
  • Using an Enrollment Center increases the likelihood you’ll get the financial help you qualify for. Guided by our plan experts- Brokers and Assisters- in local communities, customers who connected with an Enrollment Center received help at a higher rate (77% statewide, 81% in rural areas) than the overall rate of 69%. 
  • Coverage for people in rural counties is increasingly affordable. For a second year in a row, the majority of the largest increases in enrollments came from rural counties. Customers receiving financial help in rural counties paid slightly less ($151) for their selected plan premiums than customers receiving financial help in urban counties ($153).
  • More people are returning to Colorado’s Exchange to get covered each year. 83% of our customers returned to our Marketplace to find quality, affordable coverage to protect their health and finances this year.

Connect for Health Colorado publishes monthly updates on total medical enrollments, as we continue to enroll Coloradans throughout the year.

Starting this month, more Coloradans will be able to get more financial help than ever before on their health insurance through Connect for Health Colorado as a result of the American Rescue Plan (also known as the COVID relief package).  

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About Connect for Health Colorado  

Connect for Health Colorado is a public, non-profit entity established by the Colorado General Assembly in 2011 to create a health insurance Marketplace.  Since 2013, we’ve been helping individuals, families and small employers compare plans, apply for financial help and buy health insurance. As Colorado’s official health insurance marketplace, we are the only place to apply for financial help to lower the monthly cost of premiums. Customers can shop online; get help by phone or online chat from Customer Service Center representatives; and access expert help from a statewide network of certified Brokers and community-based Assisters. For more information:  ConnectforHealthCO.com

Media Contact

Monica Caballeros, [email protected], 720-496-2574

Connect for Health Colorado Extends Enrollment Period through at least August 15

DENVER — Yesterday afternoon, President Biden announced that the federal health insurance marketplace, HealthCare.gov, will extend the current enrollment period through August 15, 2021, to help as many people as possible get covered following the passage of the American Rescue Plan Act of 2021.

Connect for Heath Colorado® Chief Executive Officer, Kevin Patterson, released the following statement in response:

“We will follow the federal decision so that we can help as many Coloradans as possible get covered this year. Keeping our doors open through at least mid-August maximizes the number of people who can apply for financial help and enroll through our Marketplace, especially as our state recovers from the pandemic. We will share more details soon about how Coloradans who are newly eligible for benefits under the American Rescue Plan can get those additional savings.”

Connect for Health Colorado is working in coordination with the state Division of Insurance to develop an implementation plan for the portions of the law which impact Colorado consumers seeking health insurance through our Exchange. The new expanded savings for health coverage under the American Rescue Plan is expected to be available to Colorado residents starting in April, with changes taking effect as soon as May 1, 2021.

Connect for Health Colorado will release more information about when people who are newly eligible for financial assistance under the American Rescue Plan, as well as current customers, should come to our Marketplace to see how much they can save. The American Rescue Plan financial help changes are in effect through calendar year 2022.

Connect for Health Colorado is the only place where residents can get financial assistance for health insurance.

About Connect for Health Colorado  

Connect for Health Colorado is a public, non-profit entity established by the Colorado General Assembly in 2011 to create a health insurance Marketplace.  Since 2013, we’ve been helping individuals, families and small employers compare plans, apply for financial help and buy health insurance. As Colorado’s official health insurance marketplace, we are the only place to apply for financial help to lower the monthly cost of premiums. Customers can shop online; get help by phone or online chat from Customer Service Center representatives; and access expert help from a statewide network of certified Brokers and community-based Assisters. For more information:  ConnectforHealthCO.com

Media Contact

Monica Caballeros, [email protected], 720-496-2574

American Rescue Plan Makes Health Insurance More Affordable for More Coloradans Shopping through the Exchange

DENVER — Yesterday afternoon, President Biden signed the American Rescue Plan Act of 2021 (American Rescue Plan) into law. Connect for Heath Colorado® Chief Executive Officer, Kevin Patterson, released the following statement in response to provisions which strengthen the Affordable Care Act and increase affordability:

“We are thrilled and getting ready to implement the health coverage provisions outlined in this law. This expansion of financial help will provide greater access to savings on the health plans we offer. This means more affordable health insurance for many more Coloradans.”

The American Rescue Plan removes the 400 percent poverty level income cap to receive Advance Premium Tax Credits. It also updates the financial help calculation so that Coloradans will not pay more than 8.5 percent of their income on premiums based on the cost of the second-lowest-cost Silver plan in their area (also called the “benchmark plan”). As a result, Connect for Health Colorado customers will see an average savings of 49 percent or $56.30 on their monthly premium.

Connect for Health Colorado will develop an implementation plan for the portions of the law which impact Colorado consumers seeking health insurance through our Exchange. We will share more regarding how Coloradans can obtain the savings outlined in the law in the coming months. The financial help changes are in effect through calendar year 2022. Connect for Health Colorado is the only place where Coloradans can get financial assistance for health insurance.

About Connect for Health Colorado  

Connect for Health Colorado is a public, non-profit entity established by the Colorado General Assembly in 2011 to create a health insurance Marketplace.  Since 2013, we’ve been helping individuals, families and small employers compare plans, apply for financial help and buy health insurance. As Colorado’s official health insurance marketplace, we are the only place to apply for financial help to lower the monthly cost of premiums. Customers can shop online; get help by phone or online chat from Customer Service Center representatives; and access expert help from a statewide network of certified Brokers and community-based Assisters. For more information:  ConnectforHealthCO.com

Media Contact

Monica Caballeros, [email protected], 720-496-2574