You have a variety of plans to choose from in our marketplace. Let’s explore a few of the differences to keep in mind as you consider which plan is right for you.
Health Insurance Companies
Connect for Health Colorado works with the following health insurance companies to offer care to Coloradans statewide: Anthem Blue Cross Blue Shield, Bright Health, Cigna, Denver Health, Friday Health Plans, Kaiser Permanente, Oscar, Peak Health Alliance, Rocky Mountain Health Plans. Plans available for each carrier differ across counties.
Types of Health Plans
Connect for Health Colorado sells two types of health plans:
- HMOs: Health Maintenance Organization plans
- EPOs: Exclusive Provider Organization plans
HMOs and EPOs are most different in the:
- Whether you need a referral from a primary care doctor to see a specialist
- The location of hospitals and doctors that are in-network
If you have a specific provider or hospital that you want to ensure is covered by your plan you will need to pick the type of health plan that includes them in their network. Insurance companies may only offer one type of health plan or both so be sure to double-check that you have the right insurance company and plan when signing up.
Bronze, Silver & Gold Plans
Health insurance plans are organized into three different levels to help you see, at a glance, a plan’s general approach to sharing costs with you. You will choose between bronze, silver or gold plans when signing up through Connect for Health Colorado.
What do I need to apply?
Basic information. Names and dates of birth for each person in your household.
Home mailing address. If someone in your household – those you include on your tax return – has a different home address, you’ll need that, too.
Social Security numbers. Enter each person’s Social Security number. If you leave this blank, you may be asked to provide more information at a later time.
Immigration document information. Is anyone on your application a legal immigrant? If so, you’ll be asked to provide information from immigration documents.
How you file your taxes. If you file federal income taxes, you may be asked about your filing status and who you claim as a dependent on your taxes.
Income information. You will enter employer and income information for everyone in your household.