You have a variety of plans to choose from in our marketplace. Let’s explore a few of the differences to keep in mind as you consider which plan is right for you.
Health Insurance Companies
Connect for Health Colorado works with the following health insurance companies to offer care to Coloradans statewide: Anthem Blue Cross Blue Shield, Cigna, Denver Health, Friday Health Plans, Kaiser Permanente, and United Healthcare. Plans available for each carrier differ across counties.
Types of Health Plans
HMO Plans (Health Maintenance Organization) – You must choose an in-network Primary Care Physician (PCP) and they typically will need to refer you to in-network specialists.
EPO Plans (Exclusive Provider Organization) – You are typically able to see a specialist without a referral.
If you have a specific doctor or hospital that you want to ensure is covered by your plan, you will need to pick the type of health plan that includes them in their network. Insurance companies may only offer one type of health plan or multiple, so be sure to double-check that you have the right insurance company and plan type when signing up.
Bronze, Silver & Gold Plans
Health insurance plans are organized into three different levels to help you see, at a glance, a plan’s general approach to sharing costs with you. You will choose between bronze, silver or gold plans when signing up through Connect for Health Colorado.
What do I need to apply?
Basic information. Names and dates of birth for each person in your household.
Home mailing address. If someone in your household – those you include on your tax return – has a different home address, you’ll need that, too.
Social Security numbers. Enter each person’s Social Security number. If you leave this blank, you may be asked to provide more information at a later time.
Immigration document information. Is anyone on your application a legal immigrant? If so, you’ll be asked to provide information from immigration documents.
How you file your taxes. If you file federal income taxes, you may be asked about your filing status and who you claim as a dependent on your taxes.
Income information. You will enter employer and income information for everyone in your household.