You have a variety of plans to choose from in our marketplace. Let’s explore a few of the differences to keep in mind as you consider which plan is right for you.

Health Insurance Companies 

Connect for Health Colorado works with the following health insurance companies to offer care to Coloradans statewide: Anthem Blue Cross Blue Shield, Cigna, Denver Health, Friday Health Plans, Kaiser Permanente, and United Healthcare. Plans available for each carrier differ across counties.

Types of Health Plans

New for 2023 – Colorado Option plans

  • These new plans are designed to provide more cost/benefit transparency and have lower costs for many services.
  • The benefits, copayments, deductibles and out-of-pocket maximum costs are the same for all Colorado Option plans within a specific metal tier (Bronze, Silver, or Gold) across all health insurance companies. This makes it easier to compare plans and know how much you’ll pay for the most common services.

HMO IconHMO Plans (Health Maintenance Organization) – You must choose an in-network Primary Care Physician (PCP) and they typically will need to refer you to in-network specialists.

EPO IconEPO Plans (Exclusive Provider Organization) – You are typically able to see a specialist without a referral.

If you have a specific doctor or hospital that you want to ensure is covered by your plan, you will need to pick the type of health plan that includes them in their network. Insurance companies may only offer one type of health plan or multiple, so be sure to double-check that you have the right insurance company and plan type when signing up.

Bronze, Silver & Gold Plans 

Health insurance plans are organized into three different levels to help you see, at a glance, a plan’s general approach to sharing costs with you. You will choose between bronze, silver or gold plans when signing up through Connect for Health Colorado.

Coverage Levels Metal percentage

What do I need to apply? 

Icon Number 1Basic information. Names and dates of birth for each person in your household.

Icon Number 2Home mailing address. If someone in your household – those you include on your tax return – has a different home address, you’ll need that, too.

Icon Number 3Social Security numbers. Enter each person’s Social Security number. If you leave this blank, you may be asked to provide more information at a later time.

Icon Number 4Immigration document information. Is anyone on your application a legal immigrant? If so, you’ll be asked to provide information from immigration documents.

Icon Number 5How you file your taxes. If you file federal income taxes, you may be asked about your filing status and who you claim as a dependent on your taxes.

Icon Number 6Income information. You will enter employer and income information for everyone in your household.