Health insurance companies on Connect for Health Colorado
Connect for Health Colorado works with the following health insurance companies to offer care to Coloradans statewide: Anthem Blue Cross Blue Shield, Bright Health, Cigna, Denver Health, Friday Health Plans, Kaiser Permanente, Oscar, Peak Health Alliance, Rocky Mountain Health Plans. Plans available for each carrier differ across counties.
Coverage Levels (Health Insurance Metal Tiers)
Health insurance plans are organized into three different levels – or metal tiers – to help you see, at a glance, a plan’s general approach to sharing costs with you. This can help you decide which plan level may be a good fit for you, based on how often you expect to need care.
If you or your family have medical conditions, then you may save money by selecting a Gold plan that has a higher monthly premium, but pays more of your medical costs.
If you qualify for healthcare discounts called Cost-Sharing Reductions, Silver plans are a good fit for you. You must purchase a Silver plan to receive this form of financial help.
If you are healthy and rarely go to the doctor, a Bronze plan with a lower monthly premium and higher costs when you receive care, might be a good fit for you.
See if you may qualify for financial help and/or healthcare discounts. You may be surprised!
Many Coloradans do not pay full price for the health plans sold through Connect for Health Colorado. Coloradans in some income ranges may qualify for:
Financial help to lower their monthly premiums (advanced premium tax credits)
Healthcare discounts that lower their out-of-pocket costs (cost-sharing reductions)
|If you are a family of …||With this income range, you may qualify for BOTH Lower Monthly Premiums and Healthcare Discounts||With this income range, you may qualify only for Lower Monthly Premiums|
|1||$16,612 – $31,225||$31,226 – $49,960|
|2||$22,490 – $42,275||$42,276 – $67,640|
|3||$28,369 – $53,325||$53,326 – $85,320|
|4||$34,248 – $64,375||$64,376 – $103,000|
|5||$40,126 – $75,425||$75,426 – $120,680|
|6||$46,005 – $86,475||$86,476 – $138,360|