About SilverEnhanced Savings

SilverEnhanced Savings is a form of financial help for Coloradans regardless of documentation status. The program requires a monthly $15 premium contribution per enrollee and requires issuers to pay 73% of covered out-of-pocket costs. It is funded by the Health Insurance Affordability Enterprise (HIAE).

Frequently Asked Questions

No. Entry is free. No payment is required.

 

Please beware of scams. Colorado Connect will never ask for payment to enter or gain special entry into the lottery. If someone requests money in exchange for entry, it is a scam.

 

Look for the Colorado Connect logo on official communications.

To be eligible, you:

  • must be currently enrolled in OmniSalud and already receiving SilverEnhanced Savings;
  • must be living in Colorado; 
  • must have reported income under 150% of the Federal Poverty Level (FPL); and 
  • must not be eligible for any other health care affordability program – such as Health First Colorado (Colorado’s Medicaid program), Child Health Plan Plus (CHP+), or Connect for Health Colorado – which indicates undocumented status.

All eligible household members in your account who are already enrolled in OmniSalud and who are receiving SilverEnhanced Savings in 2026 may enter the lottery.

Each household is allowed to submit only one application. Multiple applications will not result in multiple entries.

Those who meet the income and household size requirements below may be eligible to submit an application for the OmniSalud Lottery. 

 

Number of People in Your Household Annual income less than Monthly income less than
1 $23,940 $1,995
2 $32,460 $2,705
3 $40,980 $3,415
4 $49,500 $4,125
5 $58,020 $4,835
6 $66,540 $5,545

 

Current OmniSalud customers who do not currently receive SilverEnhanced Savings must enter the OmniSalud Lottery between Nov. 1 and Nov. 30, 2026. Any spots that remain after Nov. 30, 2026, will be offered to other eligible OmniSalud customers through a random lottery held on Dec. 1, 2026.

You can re-enroll if you’re currently receiving SilverEnhanced Savings, but your new household member is not automatically eligible for SilverEnhanced Savings..
Re-enrollment in SilverEnhanced Savings in plan year 2027 is limited to currently enrolled OmniSalud customers who are receiving SilverEnhanced Savings in plan year 2026. New household members who are not enrolled in 2026 are not eligible for re-enrollment in SilverEnhanced Savings in 2027. New household members may be eligible to enter the OmniSalud lottery.
If new household members are not selected in the OmniSalud lottery, hey can still enroll in a full-price plan. New household members may include but are not limited to: a new spouse, dependent, or relative not previously enrolled.
Current SilverEnhanced Savings customers have a reserved spot for 2027 if they are still eligible, but must complete enrollment between Nov. 1 and Nov. 30, 2026, to keep their financial help.
Remaining SilverEnhanced Savings spots will be allocated through a random lottery on Dec. 1, 2026. Customers selected for SilverEnhanced Savings spots must enroll between Dec. 1, 2026 and Jan. 15, 2027. If a customer enrolls by Dec. 31, 2026, coverage will begin on Jan. 1, 2027/ If a customer enrolls between Jan. 1 and Jan 15., 2027, coverage will begin on Feb. 1, 2027.

Yes. You will receive a confirmation number when you submit your application. You can print the confirmation number from your application results page.

Colorado Connect sent result notices to all applicants – those who were selected and those who were not – on Dec. 1, 2026.
Notices were sent through the customer’s preferred contact method (email or direct mail). You can also access your result notice in “My Documents” when you log into your Colorado Connect account.

We encourage you to explore your health coverage options.

You may still purchase a full-price plan through Colorado Connect or directly through a health insurance issuer.

We urge you to take advantage of our free network of certified Assisters and insurance Brokers who are ready to help you understand your coverage alternatives

No. Qualifying customers must purchase a plan with “Silver Enhanced 73%” in the plan title to receive SilverEnhanced Savings.

Get started with free help in your language

Our certified experts live in your area and speak your language. They will help you with the application free of charge. And you’re never obligated to buy a plan when you contact an expert.

Contact an expert

Get the lingo

Premium: Think of this as your monthly subscription. It’s the amount you must pay the health insurance company each month, even if you don’t use healthcare services that month.

 

Deductible: The amount you spend on covered healthcare services and prescriptions before your health insurance company begins to pay a percentage of your bills.

 

Out-of-pocket Maximum: The most you’d ever have to pay for covered services and prescriptions in a plan year.

 

Insurance Costs Explained »

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Get free help in your language

Certified Brokers and Assisters are available in your community to help you apply and learn how to use your plan. The help is free and available virtually and in-person.

Tip IconTip: You must enroll in a “Silver Enhanced 73%” plan and qualify in order to receive SilverEnhanced Savings.