Open Enrollment for health insurance is November 1- January 15. Connect for Health Colorado can connect your employees to coverage. Our certified local experts provide your employees with free information on financial help available and plan options. These certified brokers will also review solutions such as Health Reimbursement Arrangements, Small Group Plans, and stipends with you at no cost.
If you’re worried about cost, employees may be eligible for financial help to lower their monthly premiums. That financial help is only available through our Marketplace. Many Coloradans do not realize that they qualify! In 2021, individuals making up to $51,040 per year or a household of four making up to $104,800 per year may be eligible for financial help.
Group health insurance for small business owners
If you are interested in a more traditional small-group insurance plan option, Connect for Health Colorado has partnered with Kaiser and Delta Dental to offer this form of medical and dental coverage. Some companies will qualify for tax credits. You can enroll in these options by contacting Kaiser Permanente or Delta Dental directly.
Medical coverage with Kaiser Permanente®
Email the Employer Application, Enrollment Spreadsheet, and Colorado Employee Uniform Applications.
You can enroll through Connect for Health Colorado if you’re a freelancer, consultant, independent contractor, or other self-employed worker who doesn’t have any employees.
Your net income from self-employment is what you report on Schedule C of your federal tax return. Learn about self-employment income from the IRS (PDF). If you take the financial help in advance, the amount of the tax credit you use should be based on your estimated net income for the year you’re getting coverage, not last year’s income.