If you are a small business owner or the director of a small nonprofit, that does not currently offer health insurance to your employees, but want to make sure your workforce gets the coverage they need, we can help connect your employees to coverage. Our certified brokers can review the options currently available, some at no cost to you! Our brokers are also able to review Health Savings Arrangements that may be another health benefit solution. Find a broker near you to discuss your options.
If you’re worried about cost, employees may be eligible for financial help to lower their monthly premiums. That financial help is only available through our Marketplace. Many Coloradans do not realize that they qualify! In 2020, individuals making up to $49,960 per year or a household of four making up to $103,000 per year may be eligible for financial help.
Group health insurance for small business owners
If you are interested in a more traditional small-group insurance plan option, Connect for Health Colorado has partnered with Kaiser and Delta Dental to offer this form of medical and dental coverage. Some companies will qualify for tax credits. You can enroll in these options by contacting Kaiser Permanente or Delta Dental directly.
Medical coverage with Kaiser Permanente®
Email the Employer Application, Enrollment Spreadsheet, and Colorado Employee Uniform Applications.
You can enroll through Connect for Health Colorado if you’re a freelancer, consultant, independent contractor, or other self-employed worker who doesn’t have any employees.
We can help! We can connect you with a broker to help you choose a plan. Email [email protected] to get started.
Your net income from self-employment is what you report on Schedule C of your federal tax return. Learn about self-employment income from the IRS (PDF). If you take the financial help in advance, the amount of the tax credit you use should be based on your estimated net income for the year you’re getting coverage, not last year’s income.