Extra savings are here to stay
Even if you didn’t qualify for financial help to pay for health insurance in the past, it’s worth a look now. Due to changes in federal law, starting in 2021, we’ve been able to provide Coloradans with even more financial help for health insurance. This level of financial help will continue for years to come, at least through 2025. Learn more about getting financial help »
If you’re currently enrolled in a plan through Connect for Health Colorado, make sure to update your account to ensure the amount of financial help you are receiving is accurate. Update your account »
Update your account online, with a broker or assister, or over the phone:
Report changes online
Talk to a broker or assister
Call our Customer Service Center at 855-752-6749
We can help you update your account.
Tell us about life changes within 30 days. Life events that can affect your health insurance coverage include:
- Getting married or divorced
- Having a baby or adopting a child
- Moving to a different ZIP code or county
- Changes in your income
- If your yearly income estimate goes down or your household size gets bigger, you could qualify for more savings than you’re getting now. This could lower what you pay in monthly premiums.
- If your yearly income estimate goes up or your household size goes down, you may qualify for less savings than you’re getting now.
- If you don’t report the change, you could have to repay tax credits when you file your federal tax return.
Frequently Asked Questions
I have a health plan through the Connect for Health Colorado, but I never applied for financial help/I didn’t qualify for financial help. How do I apply for financial help now?
Log in to your account and update your information so that we can evaluate your situation for financial help. Applying for financial help means you’ll enter updated information about your household, including household income and income sources. If you are not eligible for affordable health coverage, like that from a job, your spouse’s job or from Health First Colorado (Colorado’s Medicaid program), you can likely get financial help!
Many current customers’ health insurance plan will automatically renew on December 1st for the 2023 plan year. Carefully review your renewal letter or online account for information about whether your plan will automatically renew and your estimated monthly premium and financial help for the 2023 coverage (calendar) year. You can also review other plan options and select a different plan that meets your budget and health needs. You have until December 15, 2022 to enroll in or change plans in order to have coverage that starts January 1, 2023. If you sign up between December 15 and January 15, your coverage will begin on February 1, 2023.
Will Connect for Health Colorado automatically apply the additional savings to my account when my plan renews?
Yes, however, you should review and update your information in your account to make sure you are accessing all the savings that you qualify for. Thanks to a new federal law, there are more savings available, and more Coloradans are eligible, including those who were not eligible in the past because of their income.
Plans and prices change every year, so it’s a good idea to review your coverage to make sure it meets your needs and budget.
It’s important to know that all health and dental insurance plans through Connect for Health Colorado include free preventive services (called essential health benefits) and coverage for preexisting conditions.
Dental and vision insurance
Protecting your eyes and teeth are important parts of overall health. Like medical plans, dental and vision plans help you pay for services and preventive care. You can sign up for a dental plan during the Open Enrollment Period, which runs Nov. 1 through Jan. 15.
Health Reimbursement Account
Have you received contributions from your employer in a Health Reimbursement Account? Call our Service Center to determine how these funds interact with your marketplace plan – 855-752-6749