Get health insurance for 2026 during Open Enrollment
Open enrollment runs November 1, 2025 through January 15, 2026. Enroll by December 15 for coverage starting January 1, 2026. Use the buttons below to start your application or get help.
How to Enroll
Sign in or create an account
Sign in to your Connect for Health Colorado account or create one if you’re new. Click “Forgot Password” if you need to reset your password.
Estimate costs
Use our cost estimator to see if you qualify for financial help to lower your health insurance costs.
Shop and compare plans
Plans and prices change each year. Review your options and choose a plan that fits your needs and budget.
Complete your application
You can enroll on your own or connect with one of our free, certified Assisters or insurance Brokers for help.
After you submit your application, your insurance company will contact you to
create an account and set up your payments.
What’s new for the 2026 plan year?
Federal enhanced Premium Tax Credits are expiring, which means many customers will receive less financial help.
Colorado is introducing Colorado Premium Assistance (CPA) to help reduce monthly costs for some households. No opt-in required. Learn more »
Plans and prices change each year. Browse, compare plans and estimate your monthly costs here.
If you’re eligible for Cost-Sharing Reductions, choose the Silver Plan that’s right for you. To see if you may be eligible, use our Estimate & Explore Tool.
Choosing Your Coverage Level: Gold, Silver or Bronze
Health insurance plans on the marketplace are categorized as Bronze, Silver or Gold based on differences in monthly premiums, deductibles and out-of-pocket expenses. They can help you quickly compare options and choose a plan that fits your budget based on how often you expect to use care.
Gold
Higher monthly premium with lower costs when you need care
- Higher monthly premiums
- Lower deductibles
- Most comprehensive coverage
Ideal if you:
Need frequent care and want lower costs
Silver
Higher premiums with opportunity for healthcare discounts
- Higher monthly premiums
- Lower deductibles for those who qualify
- For families that meet income requirements
Ideal if you:
Are eligible for cost-sharing reductions
Bronze
Lower monthly premium, higher costs when you need care
- Lower monthly premiums
- Higher deductibles
- Good for healthy individuals
Ideal if you:
Are healthy and rarely go to the doctor
Tools to help you get what you need
Free Expert Help
Our certified experts will help you get the right coverage that suits your needs and budget. Talk to an expert for free.
- Help choosing the best plan for you
- Enrollment assistance
- In-person and virtual appointments
- Year-round customer support
Get Financial Assistance
You may qualify for financial help to lower the cost of your health insurance plan. Even if you haven’t qualified in the past, it is worth another look.
- Premium tax credits
- Cost-sharing reductions
- Colorado premium assistance
Estimate and Explore Tool
Get personalized recommendations and side-by-side comparisons to help you find the best plan for your needs and budget.
- Mental health coverage
- Preventive care
- Emergency services
Be prepared for the unexpected
with health insurance
