How do I apply for an exemption from having health insurance?

Individuals who believe they may be eligible for an exemption should apply for the exemption in the Federal Health Insurance Marketplace. These exemptions are not issued by Connect for Health Colorado. For more information on how to apply, visit the federal website on exemptions or call 1-800-318-2596. Eligible individuals will receive an Exemption Certificate Number from the federal government. Be sure to save this number for when you file your taxes. Individuals applying for an exemption based on coverage being unaffordable, membership in a health care sharing ministry, membership in a federally-recognized tribe or being incarcerated, can claim these exemptions when they file their taxes and do not need to apply for an exemption beforehand.

Note: If you get an exemption because coverage is unaffordable based on your expected income, you may also qualify to purchase a Colorado Young Adult (CYA) plan (catastrophic coverage) through the Marketplace. This may be more affordable than your other options. However, the Advance Premium Tax Credit cannot be applied to CYA plans.

Related FAQs:
Am I required to have health insurance?
What is Minimum Essential Coverage?