Welcome back! It’s time to renew your coverage for 2015. You already know how important it is to stay covered so you can protect your health and finances. To get started, sign in to your account and review your current insurance information to see if your plan is still available and works for you and your family. If you have a qualified life change event and need to make a change to your 2014 coverage, please call us at 855-PLANS-4-YOU (855-752-6749).
View 2015 Plans TodayGet started by browsing for the plan that fits your needs.

Get Free In-person HelpQuestions? We have a team of specialized staff to answer your questions.

Important Dates

Nov. 15th
Open Enrollment begins you can enroll in whatever coverage you select.
Dec. 15th
Deadline to select coverage beginning January 1.
Dec. 25th
Deadline to pay your insurance provider or to make changes for coverage beginning January 1. After that time, you cannot make changes to your plan selection for 2015.

Auto Renew

If you are eligible to renew automatically — we make it easy! If your health insurance plan is the same and your household situation hasn’t changed, you may be eligible for auto-renewal. If this is the case, we will let you know and you don’t have to do anything but pay your first month’s premium before December 25, 2014 and you’ll be covered on January 1, 2015.

Sometimes insurance companies make small changes to a plans from year to year, both in cost and benefits. You should check with your insurance company to see if this is the case before auto-renewing. And of course, it is always smart to see if there are any new options that may be a better fit for you. We always recommend you do your homework and compare plans, benefits and prices. There may be less expensive plans available, often with your same insurance company. You can check out new plans with our Plan Finder Tool.

You will need to submit a new enrollment application and shop for a new plan, if:

    1. Your income has changed and you applied for financial assistance last year, and/or
    2. Your household size changed (marriage, divorce, having or adopting a child)
    3. Your address has changed

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Shop for a New Plan

If your insurance company is not offering the same plan, your household income or size has changed, or you simply want to change plans for 2015, we recommend that you use our Plan Finder Tool to browse your options for the best plan to meet your current health needs and budget. When Open Enrollment begins on November 15th, the Plan Finder Tool will allow you to see which plans include your preferred doctors and hospitals. If you select a plan that doesn’t include your preferred doctor or hospital “in-network,” it could cost you more to use them. The Plan Finder Tool will also allow you to look up specific medications to see if they are covered by a plan you are considering starting November 15th.

If you qualified for financial assistance last year and your income has changed, you should get a new tax credit estimate before browsing new plans. Use our Tax Credit Estimator to get a sense of your savings prior to browsing plans. If you did not receive financial assistance last year, check to see if you now qualify.

Coloradans may be eligible for financial assistance depending on their income and household size. In 2014, our customers were eligible for $262 per month on financial assistance to help reduce their monthly costs.

Infographic depicts eligibility for medicaid or finanical help for both an individual and for a family of four. Individuals with incomes up to $15,500 are eligible for medicaid. Those with incomes up to $46,500 are eligible for financial assistance. Families of four with incomes of up to $31,500 are eligible for medicaid and families with incomes of up to $95,000 are eligibile for financial assistance

If you simply want to apply without financial assistance, browse your plan options and sign in to purchase your plan for 2015.

While the Plan Finder Tool allows you to quickly compare plans, search for doctors and check prescription coverage, it does NOT save selections along the way. Make sure you take notes on your final selections. Once you have made a decision on which plan you would like to select, you are ready to update your application and enroll. Purchase your 2015 plan now!

Remember you can always get free, in-person help from a certified Broker or Health Coverage Guide.

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