While the future of the Affordable Care Act is debated in Washington, D.C., what remains constant and true is that it is important to protect the health and financial future of you and your family. Broken bones, disease and other chronic conditions can happen at any time. Most are treatable and in some cases preventable if you have access to care and health insurance. Make sure you are covered for 2017!
Enroll or Change Your Plan in 2017
The Open Enrollment Period is closed but some circumstances may allow you to enroll or change your plan. Thinking about moving, getting married or having a baby? Whether you are a new customer or you have been with us a while, when you make big decisions in life, you may be eligible to enroll or change your health insurance coverage outside of the Open Enrollment Period within 60 days of the event. Learn more about all of the Life Change Events that may allow you to apply for coverage outside of the Open Enrollment Period, which ended, Jan. 31.
Did your income change? Need to change your tax credit amount?
If you applied for financial assistance and received an advance premium tax credit, it is your choice how much of the tax credit to use now for your monthly premiums or claim on your taxes next year. If you purchased health insurance through our Marketplace without applying for financial assistance, or you experience a loss in income, we may be able to get you help to offset your monthly costs. If any of these scenarios apply to you, please call the Customer Service Center 855-PLANS-4-YOU (855-752-6749) so we can keep you covered. You can also quickly check to see if you qualify for financial assistance.
Once you’re covered, your insurance company will send you an invoice for your first month’s premium. Make sure to pay that on time each month to keep your coverage. Timing of invoicing and the receipt of membership materials vary by company.
Avoid the Penalty
Make sure you are covered in 2017 to avoid a fine. The penalty for not having health insurance in 2017 will be $695 per person or 2.5% of your household income, whichever is greater.
After you Enroll
Once you’re covered, your insurance company will send you an invoice for your first month’s premium. Make sure to pay that on time each month to keep your coverage. Timing of invoicing and the receipt of membership materials vary by company, but here is what to expect.
Make the most out of your comprehensive coverage by understanding the benefits included in your plan. Our Health Insurance Basics Guide offers helpful suggestions, including how to choose an in-network doctor and what to do in an emergency. And don’t forget to take advantage of the free health screenings that come standard with your health insurance plan. It is also important to understand your coverage before you need it. It can save you both time and money!Can I Still Enroll? Learn about the Tax Penalty Review Your Account and Renew Find the Right Plan Get Free, In-Person Help