We are open for you to get coverage through a Special Enrollment Period
The next Open Enrollment Period, during which almost all Coloradans can buy health insurance, runs from November 1st through January 15th. In the meantime, there are several opportunities to get covered.
See if you can enroll through a Special Enrollment Period today
Life Happens
You can still buy health insurance (or make changes to your current plan) year-round if you experience certain changes in your life, including losing your job’s health insurance, changes in your income, moving, getting married and having a baby. Qualifying life change events, like these and more, make you eligible for a 60-day Special Enrollment Period. See the full list of qualifying life events »
Health First Colorado (Colorado’s Medicaid program) or the Child Health Plan Plus (CHP+) program
Apply and enroll in coverage any time of year when you meet specific monthly income requirements. Learn more »
Native Americans
Members of Federally recognized tribes can enroll in health insurance year-round. Learn more »
Life Happens. Life change events include but are not limited to:
Family additions or changes
- Birth of a baby, adoption of a child or placement of a child for foster care
- Getting married or divorced
- Death of a household member enrolled in a plan through Connect for Health Colorado
Loss of health insurance coverage
- You lost health insurance from your job
- You no longer qualify for Health First Colorado (Colorado’s Medicaid program)
- You no longer qualify for Medicare Part A
- You are turning 26 and aging off your parent’s plan
- Your student health plan ended
- Loss of COBRA subsidy
Move or change in permanent residence
- Move to Colorado
- Move to a new permanent address- certain conditions apply
- Leaving incarceration
- Gain of lawful presence (i.e. legally living in the United States according to federal immigration laws)
Changes to income
For current enrollees only:
- Changes in your income that affect the amount of Cost-Sharing Reductions (lower out-of-pocket costs) you qualify for
- Changes in your income that make you newly qualify for Premium Tax Credit (lower monthly costs)
- Changes in your income that make you no longer qualify for the Premium Tax Credit (lower monthly costs)
For new customers only:
- Your household’s income is at or below 150 percent of the federal poverty level ($19,320/year for an individual, $39,750/year for a family of four)
Proof of your Qualifying Life Change Event
After you sign up for a plan during your Special Enrollment period, your health insurance company may ask you to show proof of the Qualifying Life Change Event.
Here is a guide on how to verify your special enrollment period »