What is Minimum Essential Coverage?

“Minimum Essential Coverage” is a standard or type of coverage you need to meet the individual mandate requirement under the Affordable Care Act. Some examples of health insurance plans that qualify as Minimum Essential Coverage are:

  • Any Connect for Health Colorado plan
  • Medicare (certain Parts and conditions apply)
  • Children’s Health Plan Plus (CHP+)
  • TRICARE (for veterans and veteran families)
  • Peace Corps
  • Volunteer plans

Some examples of coverage that doesn’t qualify as Minimum Essential Coverage are:

  • Coverage only for vision care or dental care
  • Workers compensation
  • Coverage only for a specific disease or condition
  • Plans that offer only discounts on medical services
  • Short-term, limited-duration insurance