What do I do if I made a mistake when applying for health insurance?

If you made a mistake, contact the Customer Service Center or your local Broker or Assister. If you accidentally selected the wrong plan or would like to select a different one and are outside of the Open Enrollment Period, you will need to wait until the next Open Enrollment Period or until you experience a Life Change Event.

Note: Do not submit multiple changes through Colorado PEAK or Connect for Health Colorado’s website to correct a mistake. This will only compound the issue.

How do I purchase dental coverage?

You can sign up for a dental plan through Connect for Health Colorado during the annual Open Enrollment Period (November 1—January 15) or if you have a Qualifying Life Change Event. You do not need to buy a health insurance plan through Connect for Health Colorado to buy a dental plan.

We offer dental plans that cover children only, or children and adults. Some health insurance plans sold through Connect for Health Colorado offer dental coverage for children under 19 years of age.

What is a Premium Tax Credit?

A Premium Tax Credit is a financial help program designed to lower the monthly cost of health insurance for individuals and families. To be eligible for a Premium Tax Credit, you must buy your health insurance plan through Connect for Health Colorado and meet the income requirements. You can take the Premium Tax Credit in advance and apply it to the monthly premium, or you can wait and take it when you file your federal income taxes.

If you qualify for a Premium Tax Credit, you may also qualify for additional financial help in the form of Cost-Sharing Reductions. You can determine which financial help programs you and your family qualify for by completing an application.

What is a Cost-Sharing Reduction and how do individuals receive them?

Cost-Sharing Reductions are not payments; rather, they are applied to the Silver-level plan you select to lower the out-of-pocket payments associated with that plan. This means that, when you use health care services, you will pay lower deductibles, co-payments, and prescription drug costs.