Open Enrollment is here!
Enroll before 12/15/2026 for Insurance Coverage on 1/1/2027.

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What do you want to do?


What to Know Before Your Buy

You’ll find a variety of plans on the marketplace. Here are a few differences to consider as you choose the one that’s right for you:

Health Insurance Companies 

Connect for Health Colorado works with the following health insurance companies to offer care to Coloradans statewide: Anthem Blue Cross Blue Shield, Colorado Access Choice by Access Connected Care Partners, Inc., Denver Health Medical Plan, Kaiser Permanente, Rocky Mountain Health Plans, and Select Health. Plans available for each carrier differ across counties.

health insurance logos 2026-27

Types of Health Plans

Consider a Colorado Option Plan

  • These plans are designed to provide more cost/benefit transparency and have lower costs for many services.
  • The benefits, copayments, deductibles and out-of-pocket maximum costs are the same for all Colorado Option plans within a specific metal tier (Bronze, Silver, or Gold) across all health insurance companies. This makes it easier to compare plans and know how much you’ll pay for the most common services.

HMO IconHMO Plans (Health Maintenance Organization) – You must choose an in-network Primary Care Physician (PCP) and they typically will need to refer you to in-network specialists.

EPO IconEPO Plans (Exclusive Provider Organization) – You are typically able to see a specialist without a referral.

If you have a specific doctor or hospital that you want to ensure is covered by your plan, you will need to pick the type of health plan that includes them in their network. Insurance companies may only offer one type of health plan or multiple, so be sure to double-check that you have the right insurance company and plan type when signing up.

Bronze, Silver & Gold Plans 

Health insurance plans are organized into three different levels to help you see, at a glance, a plan’s general approach to sharing costs with you. You will choose between bronze, silver or gold plans when signing up through Connect for Health Colorado. Learn more about the types of plans here »

What do I need to apply? 

Basic information.
Names and dates of birth for each person in your household.

Home mailing address.
If someone in your household – those you include on your tax return – has a different home address, you’ll need that, too.

Social Security numbers.
Enter each person’s Social Security number. If you leave this blank, you may be asked to provide more information at a later time.

Immigration document information.
Is anyone on your application a legal immigrant? If so, you’ll be asked to provide information from immigration documents.

How you file your taxes.
If you file federal income taxes, you may be asked about your filing status and who you claim as a dependent on your taxes.

Income information.
You will enter employer and income information for everyone in your household.