OmniSalud: Health insurance options regardless of documentation status.
OmniSalud is a program that provides Coloradans with a safe way to compare health insurance plans and enroll on a secure online platform regardless of documentation status.
If you live in Colorado and do not qualify for Health First Colorado (Colorado’s Medicaid Program), Child Health Plan Plus (CHP+), or other options available through Connect for Health Colorado due to immigration status, you may be eligible for the OmniSalud program.
Quick Links to find answers
How to Apply
1
Create an online account with Colorado Connect (or log into your existing account). Your information will now be stored separately from Connect for Health Colorado and will not be shared with federal partners for any reason.
2
Start a 2027 application. After you apply, you’ll be able to choose your plans and complete your enrollment through Colorado Connect. We will not ask for your immigration status and the information you provide when applying cannot be used for immigration enforcement.
SilverEnhanced Savings: Eligibility and Lottery Information
SilverEnhanced Savings is a financial assistance program for Coloradans regardless of documentation status, funded by the Health Insurance Affordability Enterprise (HIAE). The program requires a monthly $15 premium contribution per enrollee and requires issuers to pay 73% of covered out-of-pocket costs.
To be eligible for re-enrollment in SilverEnhanced savings for 2027, applicants must:
- Be currently enrolled in OmniSalud and receiving SilverEnhanced Savings (e.g., enrolled in a special SilverEnhanced Savings 73% plan)
- Live in Colorado
- Meet income requirements based on the size of household (household income must be less than 150% of the federal poverty level)
- Not qualify for Health First Colorado (Colorado’s Medicaid Program), Child Health Plan Plus (CHP+), or Connect for Health Colorado due to immigration status
After eligible existing SilverEnhanced Savings customers re-enroll, Colorado Connect chooses recipients through a random selection process called the OmniSalud lottery.
To be eligible to enter the random lottery to receive SilverEnhanced savings for 2027, applicants must:
- Live in Colorado
- Meet income requirements based on the size of household (household income must be less than 150% of the federal poverty level)
- Not qualify for Health First Colorado (Colorado’s Medicaid Program), Child Health Plan Plus (CHP+), or Connect for Health Colorado due to immigration status
Mark your calendars for the following dates for the OmniSalud lottery for plan year 2027:
| 2026-27 Calendar | |
| November 1 | Returning SilverEnhanced Savings customers may begin renewing coverage. Eligible non-SilverEnhanced Savings customers may begin entering the OmniSalud Lottery. |
| November 30 | Deadline for returning SilverEnhanced Savings customers to complete enrollment and maintain their reserved SilverEnhanced Savings spot. Last day for non-SilverEnhanced customers to enter the OmniSalud Lottery. |
| December 1 | OmniSalud Lottery conducted for remaining SilverEnhanced Savings spots |
| December 31 | Last day for customers selected through the OmniSalud Lottery to enroll for a January 1 coverage effective date |
| January 15 | Last day for customers selected through the OmniSalud Lottery to enroll for 2027 coverage. Customers enrolling by this date will have a February 1 coverage effective date. |
Colorado Option Plans: Affordable Health Insurance for Coloradans
Any company that sells health insurance in the state must offer plans with a specific set of lower, fixed costs, and make those plans available to everyone regardless of documentation status.
These plans are called Colorado Option plans, and they come in three tiers: Gold, Silver and Bronze. The differences in the tiers are based on premiums (what you pay per month), deductibles and costs for services (what you pay for care) and eligibility for different types of discounts.
To learn if a Colorado Option plan could be right for you, Learn more »
Do you still have questions about OmniSalud and SilverEnhanced Savings?
Visit our FAQ page to learn more.
To talk to a member of the Colorado Connect Customer Service team, call us at (855) 675-2626.
You can also schedule time with one of our certified experts, who lives in your area and speaks your language. They will help you find the right plans and to complete and submit your application, free of charge.
What is Colorado Connect?
Colorado Connect is a secure online platform owned and operated by Connect for Health Colorado dedicated to helping residents access health benefits, insurance products and more. Colorado Connect hosts the OmniSalud program, providing private, low-cost health insurance options for Coloradans, regardless of documentation status, who are otherwise ineligible for traditional marketplace subsidies.
Colorado ConnectEligibility and Enrollment FAQs
To enroll in health insurance through OmniSalud, an individual must:
- Live in Colorado
- Not qualify for Health First Colorado (Colorado’s Medicaid Program), Child Health Plan Plus (CHP+), or Connect for Health Colorado due to immigration status
To be eligible for SilverEnhanced Savings in 2027, applicants must
- Live in Colorado
- Meet income requirements based on the size of household (household income must be less than 150% of the federal poverty level)
- Not qualify for Health First Colorado (Colorado’s Medicaid Program), Child Health Plan Plus (CHP+), or Connect for Health Colorado due to immigration status
| Number of People in Your Household | Annual Income Less Than | Monthly Income Less Than |
| 1 | $23,940 | $1,995 |
| 2 | $32,460 | $2,705 |
| 3 | $40,980 | $3,415 |
| 4 | $49,500 | $4,125 |
| 5 | $58,020 | $4,835 |
| 6 | $66,540 | $5,545 |
After eligible existing SilverEnhanced Savings customers re-enroll for plan year 2027 coverage, Colorado Connect will choose additional SilverEnhanced Savings recipients through a random selection process called the OmniSalud lottery.
You can re-enroll if you’re currently receiving SilverEnhanced Savings, but your new household member is not automatically eligible for SilverEnhanced Savings.
Re-enrollment in SilverEnhanced Savings in plan year 2027 is limited to currently enrolled OmniSalud customers who are receiving SilverEnhanced Savings in plan year 2026. New household members who are not enrolled in 2026 are not eligible for re-enrollment in SilverEnhanced Savings in 2027. New household members may be eligible to enter the OmniSalud lottery.
If new household members are not selected in the OmniSalud lottery, hey can still enroll in a full-price plan. New household members may include but are not limited to: a new spouse, dependent, or relative not previously enrolled.
OmniSalud Lottery FAQs
Current OmniSalud customers who do not currently receive SilverEnhanced Savings must enter the OmniSalud Lottery between Nov. 1 and Nov. 30, 2026. Any spots that remain after Nov. 30, 2026, will be offered to other eligible OmniSalud customers through a random lottery held on Dec. 1, 2026.
Current SilverEnhanced Savings customers have a reserved spot for 2027 if they are still eligible, but must complete enrollment between Nov. 1 and Nov. 30, 2026, to keep their financial help.
Remaining SilverEnhanced Savings spots will be allocated through a random lottery on December 1, 2026. Customers selected for SilverEnhanced Savings spots must enroll between December 1, 2026 and January 15, 2027. If a customer enrolls by December 31, 2026, coverage will begin on January 1, 2027. If a customer enrolls between January 1 and January 15, 2027, coverage will begin on February 1, 2027.
Yes. You will receive a confirmation number when you submit your application. You can print the confirmation number from your application results page.
No. Entry is free. No payment is required.
Please beware of scams. Colorado Connect will never ask for payment to enter or gain special entry into the lottery. If someone requests money in exchange for entry, it is a scam.
Look for the Colorado Connect logo on official communications.
When you apply, we’ll ask for only your:
- Name
- Address
- Information about your income
Privacy, Safety and Use of Information FAQs
Colorado Connect complies with health-industry-standard security protocols, which are designed to protect and ensure the privacy of your personal information. When you apply, you can choose to share your information only with Colorado Connect. That means:
- We won’t ask for your immigration status.
- The information you do provide is stored with Colorado Connect only, and we use it to determine your eligibility for financial help.
- Colorado Connect does not share your personal information with federal partners for any purpose.
- The information you provide when you apply cannot be used for immigration enforcement.
No. The reason your health insurance company sent this request and may continue to send requests is because they are required to ask for this information. However, you do not need to respond to the requests, and your health insurance plan and coverage will not be impacted by not responding. Our health insurance company partners are aware that Colorado Connect customers who enrolled through the OmniSalud program may not respond to these information requests.
Your coverage through Colorado Connect is considered qualifying minimum essential coverage. Additionally, the individual shared responsibility payment (sometimes referred to as a penalty) for not having health coverage was reduced to zero starting in tax year 2019. See the IRS website for more information.
No. When you apply for health insurance through the OmniSalud program, we do not ask for your immigration status. Additionally, the Department of Homeland Security (DHS) does not consider this type of health insurance coverage and assistance when making public charge determinations.
We know that the public charge rules continue to be a concern for immigrant families and their communities. Many of our certified enrollment sites and guides are knowledgeable about the public charge rule and how it affects families applying for certain public benefits. We will continue to work with our trusted community partners to ensure people have accurate information and can make informed decisions about applying for public benefits.
Colorado Connect is a public benefit corporation that is owned and operated by Connect for Health Colorado.
Each entity has its own application and shopping platforms with secure information databases. This allows us to offer additional health insurance products and financial help opportunities than what is available on Connect for Health Colorado.