Health Insurance Companies

You and your family deserve health benefits you can depend on to support your overall well-being. Anthem is recognized as the top health plan in Colorado for customer experience¹ and is the only plan to cover every county in Colorado.
 

With an Anthem plan, you’ll have access to a variety of benefits, including virtual care options through our award-winning Sydney^SM Health app, connecting you directly to care from anywhere.² You’ll be able to meet with a board-certified doctor through video or chat with little to no wait time.³ Individuals and families may qualify to pay as low as $0 in premiums for certain Anthem plans.⁴
 

Your benefits include $0 virtual care⁵ and $0 preventive care⁶, as well as prescription drug coverage, including $0 for some commonly used medications.⁷
 

Our national behavioral health network – which includes access to virtual platforms, such as Headway, Talkspace, Headspace, and more – is twice as large as our competitors’.⁸
 

For the medicines you take on a regular, long-term basis, you can potentially save both time and money by filling your medications with CarelonRx Pharmacy, our home delivery service.
 

Programs to help members save money include:
 

• EnsureRx: use Price a Medication to compare costs on generic and brand-name medications and find discounts on hundreds of covered and non-covered drugs.
• Smart Rewards: earn digital gift card rewards for completing a wellness exam or health
  assessment.⁹
• SpecialOffers: an exclusive discount program on health-related products and services, such as contact lenses and gym memberships.¹⁰

A clearer picture of whole health with your vision benefits
Eye exams are important for checking your vision and caring for your overall health. Eye doctors are often the first to find signs of chronic health conditions, such as diabetes, high blood pressure, and high cholesterol.¹¹ With your vision plan, you have options for eye care and prescription eyewear needs. Let Anthem connect you to the right dental plan for you.

Our network is one of the largest in the country, so you can choose from more than 44,000 eye doctors and other eye care professionals at more than 31,000 locations2 with a 75% average member network discount.12 That includes independent eye doctors, and regional or national stores, such as LensCrafters®, Target Optical®, and most Pearle Vision® locations. You will also have 24/7 access to online retailers, including Glasses.com, ContactsDirect, or 1-800 CONTACTS®. Let Anthem connect you to the right vision plan for you.

Experience matters in healthcare. Anthem has been recognized as the top health plan in Colorado for customer experience.13 We have been championing Colorado’s preventive and whole health since 1938. You can feel confident we can connect you to the best dental and vision care for your needs and budget. To learn more, visit anthem.com/individual-and-family or call 888-811-2101.

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FOOTER
 

1 Becker’s Payer Issues (May 29, 2024): beckerspayer.com/payer/j-d-powers-top-ranked-health-plans-for-customer-experience-2024.html.
2 2022 Digital Health Gold Award.
3 LiveHealth Online, internal data 2023.
4 Based on federal and/or state exchange requirements and subject to change. Anthem Blue Cross and Blue Shield is a Qualified Health Plan
issuer that in certain geographic areas offers some health plans with a $0 premium option (after subsidy applied) through the Health Insurance
Marketplace or your State Exchange. Anthem health plans with a $0 premium option are not available in all areas and eligibility for these plans
is based on federal annual income guidelines. Call us for information because not everyone will qualify.
5 Virtual care visits, including medical chats and video visits using the Sydney Health app are at no cost to members for most plans. Those
enrolled in High-Deductible Health Plans associated with a Health Savings Account and Catastrophic plans must first meet their deductible.
Virtual care visits refer to medical chats and/or video consultations, as deemed appropriate by a licensed physician.
6 Nationally recommended preventive care services received in-network have no copay and no deductible requirement.
7 Some commonly used prescription drugs are available at no cost to you. Contact us or your broker for more information.
8 Comparing Blue Cross Blue Shield Association 2022 network data versus same-period competitive data from Becker’s Payer Issues: The size of
5 payers’ mental, behavioral provider networks (December 12, 2022): beckerspayer.com.
9 Rewards eligibility applies only to subscribers and their enrolled spouse/domestic partner (if applicable) with Anthem medical benefits unless
employer chooses subscriber-only rewards. Eligible members must be active on the plan and their activity must take place during the plan year.
A subscriber and eligible spouse/domestic partner may earn rewards when eligible activities are completed and, in some instances, are verified
by an Anthem claim.
10 SpecialOffers and discounts are subject to change without notice.
11 American Academy of Ophthalmology: EyeSmart: 20 Surprising Health Problems an Eye Exam Can Catch (accessed June 2023): aao.org.
12 Anthem internal clinical data, end of year 2023.
13 Becker’s Payer Issues (May 29, 2024): beckerspayer.com/payer/j-d-powers-top-ranked-health-plans-for-customer-experience-2024.html.
 
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DISC:

CarelonRx, Inc. is a separate company providing pharmacy benefit management services on behalf of your health plan.
 

Therapymatch, Inc. d/b/a/ Headway, Talkspace, Inc., Headspace, Inc., and more are separate companies providing behavioral health services on
behalf of your health plan.
 

LiveHealth Online is offered through an arrangement with Amwell, a separate company, providing telehealth services on behalf of your health
plan.
 

Sydney Health is offered through an arrangement with Carelon Digital Platforms, a separate company offering mobile application services on
behalf of your health plan.
 

In addition to using a telehealth service, you can receive in-person or virtual care from your own doctor or another healthcare provider in your
plan’s network. If you receive care from a doctor or healthcare provider not in your plan’s network, your share of the costs may be higher. You
also may receive a bill for any charges not covered by your health plan.
 

Anthem Blue Cross and Blue Shield is the trade name of Rocky Mountain Hospital and Medical Service, Inc. HMO products underwritten by
HMO Colorado, Inc. Independent licensees of the Blue Cross and Blue Shield Association. Anthem is a registered trademark of Anthem Insurance
Companies, Inc.
 
 

Insured by Cigna Health and Life Insurance Company
 
Cigna Healthcare^® is a global health service company dedicated to improving the health and vitality of the people we serve. With quality health insurance plans, a broad network of providers, personalized support, and predictable costs, you’ll feel good knowing you have an experienced team advocating for your health every step of the way – all while keeping your budget in mind.

Don’t just get insured, get reassured with individual and family health insurance plans that offer:

• $0 deductibles or $0 copays¹
• $0 preventive care²
• Virtual care from $0³
• $0 preventive care prescription medications⁴
• Maximum of $25 for a 30-day supply or $75 for a 90-day supply of insulin and some medications for type 2 diabetes⁵
• 24/7/365 access to a doctor, nurse advocate or customer service online or over the phone
• Plus, discounts on gym memberships, vision care, alternative medicine, hearing aids and much more through our Healthy Rewards® Discount Program ⁶

Cigna Healthcare offers medical, dental and pharmacy benefits to individuals and families in Adams, Arapahoe, Boulder, Broomfield, Denver, Douglas, El Paso, Jefferson, Larimer, Teller and Weld counties.

Customer service phone number: 1-866-494-2111

Interpreter services are available at no cost to you (TRS or TTY services just dial 711).

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1. $0 deductible and $0 copay are available on select Cigna Healthcare individual and family health care plans. Reference plan documents for more information.
2. Includes eligible in-network preventive care services. Some preventive care services may not be covered, including most immunizations for travel. Reference plan documents for a list of covered and non-covered preventive care services.
3. $0 virtual care (no cost share) for eligible preventive care and Dedicated Virtual Urgent Care for minor acute medical conditions. Not available for all plans. HSA plans and non-minor acute medical care may apply a copay, coinsurance or deductible. Cigna Healthcare provides access to Dedicated Virtual Care through a national telehealth provider, MDLive located on myCigna, as part of your health plan. Providers are solely responsible for any treatment provided to their patients.
4. Health benefit plans may be different, but in general to be eligible for coverage a drug must be approved by the Food and Drug Administration (FDA), prescribed by a health care professional, purchased from a licensed pharmacy and be medically necessary. If your plan provides coverage for certain prescription drugs with no cost-share, you have to use an in-network pharmacy to fill the prescription. If you use a pharmacy that does not participate in your plan’s network, your prescription may not be covered or reimbursement may be limited by your plan’s copayment, coinsurance or deductible requirements. Look at your plan documents for more information about your plan’s prescription drug coverage.
5. Discounts available with the Cigna Healthcare Patient Assurance Program. $25 is the maximum out-of-pocket cost for a 30-day supply of covered, eligible insulin.
6. Healthy Rewards programs are NOT insurance. Rather, these programs give a discount on the cost of certain goods and services. The customer must pay the entire discounted cost. Some Healthy Rewards programs are not available in all states, and programs may be discontinued at any time. Participating providers are solely responsible for their goods and services

The Access Plan is designed to disclose all the plan information required under Colorado law and can be obtained by calling Customer Service or visiting Cigna.com®.

Product availability may vary by location and plan type and is subject to change. All health insurance policies and health benefit plans contain exclusions and limitations. For costs and details of coverage, review your plan documents or contact a Cigna Healthcare representative. Cigna Healthcare products and services are provided exclusively by or through operating subsidiaries of The Cigna Group, including Cigna Health and Life Insurance Company. The Cigna Healthcare name, logo, and other Cigna marks are owned by Cigna Intellectual Property, Inc.

9/24 © 2025 Cigna Healthcare.
 
 

Elevate Health Plans by Denver Health Medical Plan (DHMP) is a local, nonprofit health insurance company. Like you, we live and work in Colorado and, since 1997 we’ve dedicated ourselves to serving local communities. Elevate Health Plans are individual products offered by DHMP to help you protect the health of you and your family. As a health insurance carrier, we take your health personally. Our mission is to partner with our members to promote wellness while at the same time preventing disease.

Elevate Health Plans offers Individual and Family plans through Connect for Health Colorado that include the following benefits:

• $0 preventive care
• Reduced prescription costs at Denver Health Pharmacies
• Virtual health care, including mental health care
• Expanded network
• Online wellness tools

 

 
In partnership with Peak Health Alliance, Elevate Health Plans DHMP, a respected insurance carrier, now serves Colorado’s rural and mountain communities to bring the community, businesses and healthcare providers together to build a viable local network.

Contact our Health Plan Services team with any questions at 303-602-2090, or call 303-602-2451 to speak with a broker.
 
 

Care for all that is you

Kaiser Permanente has been providing high-quality health care and coverage for more than 50 years in Colorado. We combine care and coverage in an integrated care delivery system – which makes us different than other health care providers. Your doctors and care team are connected to each other through your electronic health record and have instant access to your entire Kaiser Permanente medical history¹. This enables them to seamlessly coordinate your care, so you don’t have to.

You’ll get care from teams of experts who take time to truly get to know you and proactive preventive care that’s proven to keep you healthy. If you do get sick, you’ll have access to world-class physicians and treatment.

Kaiser Permanente Colorado has 332 physicians listed on 5280 Magazine’s 2024 Top Doctors list, the most of any physician practice. Doctors recognized as 5280 Top Doctors are nominated by other Denver area physicians and evaluated on professional qualifications and reputation, leadership experience, and many other factors by an independent third-party.

At Kaiser Permanente, you can get care where, when, and how you want it. With 24/7 video or phone visits with a clinician², in-person appointments, or chat with KP, you have more options to choose from to stay on top of your health.  With our Kaiser Permanente app, you can¹:

• Get 24/7 virtual care, often for $0²
• Chat with a provider
• Email your care team
• View most lab results and doctor’s notes on the Kaiser Permanente app
• Refill most prescriptions online

Contact Kaiser Permanente:

1-800-494-5314 (TTY 711)

kp.org

1. These services are available when you see Kaiser Permanente providers. Affiliated providers may or may not have access to your Kaiser Permanente electronic health record.
2. When appropriate and available. If you travel out of state, phone appointments and video visits may not be available due to state laws that may prevent doctors from providing care across state lines. Laws differ by state. Video and phone services are offered at no additional cost for most of our health plans. With some high-deductible plans, a copay, coinsurance, or deductible must be met first before these services are provided at no additional cost.

Rocky Mountain Health Plans, a UnitedHealthcare Company, is committed to providing Coloradans with the personalized attention, quality care and comprehensive coverage they deserve. We believe the idea of service goes far beyond what happens when you pick up the phone to call us. Our culture of service means uplifting others, contributing in meaningful ways, and improving the lives and health of people all around our state.

To speak with a plan expert call 888-809-6539

Note: Plan quality ratings and enrollee survey results are calculated by the Centers for Medicare & Medicaid Services (CMS) using data provided by health plans in 2022. The ratings are being displayed for health plans for the 2023 plan year. Learn more about these ratings at: healthcare.gov/quality-ratings
 

Healthcare is complicated. We make it simple.

For more than 40 years, Select Health® has operated as a nonprofit health plan dedicated to simplifying healthcare for its more than 1 million members across the Mountain West. Through a shared mission with Helping People Live the Healthiest Lives Possible, Select Health is committed to making this possible through simple, sincere, and seamless experiences and products. Deeply rooted in value-based care, Select Health offers commercial and government medical plans, as well as dental (Utah only), vision, and pharmacy benefit management in Utah, Idaho, Nevada, and Colorado.

In Colorado, Select Health offers Individual and Family medical plans through Connect for Health Colorado available in the following counties: Adams, Arapahoe, Boulder, Broomfield, Clear Creek, Delta, Denver, Douglas, El Paso, Elbert, Gilpin, Jefferson, Larimer, Mesa, Park, Pueblo, Routt, Teller, and Weld.

Accessible.

• Access to AdventHealth, Intermountain Health, Monument Health, UCHealth providers and facilities.
• Best-in-class providers to ensure access to quality care when and where you need it.
• All plans include access to our highly trained Member Advocates team. They provide support, help members schedule appointments and find providers that speak their language, and more.

Affordable.

We know that life can be unpredictable. That’s why we’re committed to providing the best possible coverage at the lowest possible price.

Individual and Family plans include:

• Virtual urgent care visits.
• $0 virtual office visits for primary care and mental health (except HSAQ plans).
• Wellness rewards programs.
• HSA-qualified health plan options.

Our promise is to make the complicated easy through better service, better providers, and better health insurance. Visit selecthealth.org, call your agent, or call our Individual Sales team at 855-442-0220 to learn how we can simplify healthcare for you.

Contact.

Member Services 800-538-5038

Website: selecthealth.org

Select Health obeys federal civil rights laws. We do not treat you differently because of your race, color, ethnic background or where you come from, age, disability, sex, religion, creed, language, social class, sexual orientation, gender identity or expression, and/or veteran status.

This information is available for free in other languages and alternate formats by contacting:
Select Health Medicare: 855-442-9900 (TTY: 711)
Select Health: 800-538-5038.

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