{"id":69851,"date":"2025-10-28T14:11:03","date_gmt":"2025-10-28T20:11:03","guid":{"rendered":"https:\/\/uat-internal.connectforhealthco.com\/?p=69851"},"modified":"2025-10-28T14:11:04","modified_gmt":"2025-10-28T20:11:04","slug":"analysis-finds-higher-health-insurance-premiums-and-reduced-financial-help-for-colorado-health-insurance-customers","status":"publish","type":"post","link":"https:\/\/connectforhealthco.com\/es\/analysis-finds-higher-health-insurance-premiums-and-reduced-financial-help-for-colorado-health-insurance-customers\/","title":{"rendered":"Analysis Finds Higher Health Insurance Premiums and Reduced Financial Help for Colorado Health Insurance Customers"},"content":{"rendered":"\n<p><em>Denver, Colo.\u2013 <\/em>Health insurance premiums will increase for many people who buy health insurance through Colorado\u2019s official marketplace and fewer customers in 2026 will qualify for financial help to offset those costs, according to a new analysis from Connect for Health Colorado, the state\u2019s official health insurance marketplace. Most of the cost increase is the result of Congress allowing federal enhanced Premium Tax Credits (ePTCs) to expire.<\/p>\n\n\n\n<p>Connect for Health Colorado\u2019s analysis is based on the Colorado Division of Insurance\u2019s <a href=\"https:\/\/doi.colorado.gov\/news-releases-consumer-advisories\/congressional-inaction-leads-to-an-average-doubling-of-health\" target=\"_blank\" rel=\"noreferrer noopener\">announcement of final health insurance premium rates<\/a> for plan year 2026, and reflects the expiration of ePTCs and the benefit of the introduction of Colorado Premium Assistance, which will reduce premiums for some customers.<\/p>\n\n\n\n<p>Connect for Health Colorado\u2019s customer impact analysis shows net premiums will double on average for all customers who are receiving financial assistance, with larger net premium increases for people in rural counties and for older adults. It also shows the percentage of customers eligible for financial help could decrease from 81% in 2025 to 65% in 2026.<\/p>\n\n\n\n<p>Among the key findings in Connect for Health Colorado\u2019s analysis:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Marketplace customers who <em>currently receive<\/em> financial assistance will experience average net premium increases of 100%, with some rural areas seeing increases of over 200%. Customers in Montrose County, for example, will see an average 246% increase in net premiums, while customers in Crowley County will see an average 223% increase, and customers in Garfield County will see an average 200% increase.<\/li>\n\n\n\n<li>Marketplace customers ages 55-64 who <em>currently receive<\/em> financial assistance will experience average net premium increases of 144%, or about $235 more per month.<\/li>\n\n\n\n<li>Marketplace customers who <em>currently do not<\/em> receive financial assistance will see average gross premium increases of 27%, or about $122 more per month.<\/li>\n\n\n\n<li>With the expiration of ePTCs, about 36,000 marketplace customers with incomes above 400% of the federal poverty level will lose financial assistance, leading to average net premium increases near 142%.<\/li>\n\n\n\n<li>Under H.R. 1, approximately 1,800 lawfully present immigrants who are ineligible for Medicaid due to immigration status will lose eligibility for financial help through the marketplace, resulting in average net premium increases exceeding 5,000%.<\/li>\n<\/ul>\n\n\n\n<p>\u201cShopping for coverage is more critical than ever this year,\u201d said Kevin Patterson, chief executive officer of Connect for Health Colorado. \u201cEven with premium increases and the expiration of ePTCs, shopping and comparing plans during the annual open enrollment period (Nov. 1, 2025 through Jan. 15, 2026) may help customers find affordable options.\u201d<\/p>\n\n\n\n<p>\u201cWhile Connect for Health Colorado doesn\u2019t set health insurance rates, we know rising premiums and the expiration of enhanced Premium Tax Credits (ePTCs) will have a real impact on people in Colorado,\u201d Patterson said. \u201cOur priority is and has always been to help customers understand their options and find the best, most affordable coverage for them.\u201d<\/p>\n\n\n\n<p>\u201cWe are encouraging everyone to shop and compare plans, and to rely on expert assistance,\u201d Patterson said. \u201cOur free, statewide network of certified Assisters and insurance Brokers speak more than 22 languages. They can answer questions and help customers apply \u2013 at no cost.\u201d<\/p>\n\n\n\n<p>Patterson also said Connect for Health Colorado is prepared to assist customers if Congress extends ePTCs before or during the annual open enrollment period.<\/p>\n\n\n\n<p>\u201cWe\u2019re grateful to the Colorado Legislature for introducing Colorado Premium Assistance and recognizing the importance of affordable health insurance \u2013 but CPA alone can\u2019t fully replace the lost federal support,\u201d Patterson said. \u201cIt\u2019s not too late for Congress to extend enhanced Premium Tax Credits for our customers. We\u2019re ready to act and prepared to work as quickly as possible to ensure the customers we serve have reliable, high-quality and affordable health insurance.\u201d<\/p>\n\n\n\n<p><strong>About Connect for Health Colorado<\/strong><\/p>\n\n\n\n<p><em>Connect for Health Colorado is the state\u2019s official health insurance marketplace. Its mission is to increase access, affordability and choice for individuals, families and small employers purchasing health insurance in Colorado. It is the only place where residents can qualify for and receive financial help for their health insurance.<\/em><\/p>\n\n\n\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Denver, Colo.\u2013 Health insurance premiums will increase for many people who buy health insurance through Colorado\u2019s official marketplace and fewer customers in 2026 will qualify for financial help to offset&hellip;<\/p>\n<p><a class=\"read-more\" href=\"https:\/\/connectforhealthco.com\/es\/analysis-finds-higher-health-insurance-premiums-and-reduced-financial-help-for-colorado-health-insurance-customers\/\">Read More<\/a><\/p>\n","protected":false},"author":36,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[19,28],"tags":[],"class_list":["post-69851","post","type-post","status-publish","format-standard","hentry","category-news","category-press-release"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.7 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Analysis Finds Higher Health Insurance Premiums and Reduced Financial Help for Colorado Health Insurance Customers &#8226; 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