What is Minimum Essential Coverage?

Minimum essential coverage is a standard or type of coverage an individual needs to possess in order to meet the individual mandate requirement under federal law. Some examples of health plans that qualify as minimum essential coverage are:

  • Any Connect for Health Colorado plan.
  • Employer plan (if they meet certain standards).
  • Medicare (certain parts and conditions apply).
  • Medicaid Children’s Health Plan Plus (CHP+).
  • TRICARE (for veterans and veteran families).
  • Peace Corps.
  • Volunteer plans.

Some examples of coverage that doesn’t qualify as minimum essential coverage are:

  • Coverage only for vision care or dental care.
  • Workers compensation.
  • Coverage only for a specific disease or condition.
  • Plans that offer only discounts on medical services.

Related FAQs:
Am I eligible for subsidies (financial assistance) to help pay for health insurance?
Am I required to have health insurance?
What is Medicare and how do I find out if I’m eligible?
Am I required to have health insurance?