What is Minimum Essential Coverage?

“Minimum Essential Coverage” is a standard or type of coverage you need in order to satisfy  in order to meet the individual mandate requirement under federal law. Some examples of health plans that qualify as Minimum Essential Coverage are:

  • Any Connect for Health Colorado Employer plan (if they meet certain standards)
  • Medicare (certain Parts and conditions apply)
  • Children’s Health Plan Plus (CHP+)
  • TRICARE (for veterans and veteran families)
  • Peace Corps
  • Volunteer plans

Some examples of coverage that doesn’t qualify as Minimum Essential Coverage are:

  • Coverage only for vision care or dental care
  • Workers compensation
  • Coverage only for a specific disease or condition
  • Plans that offer only discounts on medical services

Related FAQs:
Am I eligible for financial assistance to help pay for health insurance?
Am I required to have health insurance?
What is Medicare and how do I find out if I’m eligible?