Future of Health Coverage

In May 2017, the U.S. House of Representatives passed their version of an Affordable Care Act (ACA) repeal/replacement bill.  In July 2017, The U.S. Senate voted on, but did not pass, several versions of their own ACA repeal/replacement bill. An identical piece of legislation must pass through both chambers of congress before it can be signed by the president. It is unclear what will happen next, since the U.S. Senate can still pass their version. While the future of the Affordable Care Act is debated in Washington, D.C., you may be asking yourself “Do I still need health insurance?”

The answer is “YES!” What remains constant and true is that it is important to protect the health and financial future of you and your family. Broken bones, disease and other chronic conditions aren’t political, but can happen at any time. And, in some cases, are preventable if you have access to care and health insurance. Join the thousands of Coloradans who already signed up for 2017 health insurance and, if you qualify, take advantage of the financial assistance to help you afford coverage.

The next Open Enrollment Period is Nov. 1, 2017 – Jan. 12, 2018 but Coloradans with certain Life Change Events may still apply for 2017 coverage.

Rest assured plans cannot be canceled mid-year, regardless of federal changes, as long as you continue to make your monthly payments. Whether you are a new customer or a current customer, we are here to help.

Responding to Change Yields Results

If anything has been constant in our organization’s history it is the inevitability of change, whether it’s in market dynamics, regulation or the public policy environment. In the past, when confronted with change we thrived. Our ability to change course is best demonstrated by the following successes:

  • More than 93% of Coloradans have health insurance, the highest rates in the state’s history and one of the highest rates in the country.
  • Enrollments are up significantly over past years.
  • Bankruptcies tied to medical debt have dropped by more than half to 45,000 a year and people are having an easier time paying their medical bills.
  • We have an established and broad network of expert stakeholders from hospitals, trusted community-based organizations, Assistance Network partners, and brokers that mobilize each year to get more Coloradans enrolled in health insurance.

Future of Connect for Health Colorado

While there are legitimate concerns about the future of the Affordable Care Act (ACA), we should remember that Colorado’s path to building a health insurance Marketplace started years before the ACA. Starting in 2006, the Colorado General Assembly and Gov. Bill Owens established the Blue Ribbon Commission for Health Care Reform, known as the “208 Commission.” The Commission produced the “Final Report to the Colorado General Assembly,” which put forth recommendations from a diverse set of bipartisan stakeholders, one of which was the concept of a health insurance marketplace, much like the one we operate today. In many ways, our state was ahead of the curve.

Recently we outlined possible election impacts to the organization with our Board Policy Committee. We will continue to monitor potential changes to the ACA and update you with current information as we learn more.

We’ll continue to have these conversations with our Board committees and in full Board sessions. You can find resources on policy on our Healthcare Reform Policy page.