Metal Tiers

Health plans are organized by metal tiers, also known as “coverage levels”. There are three metal tiers, Gold, Silver and Bronze. These tiers show how much of the cost of medical services is covered by the health insurance company and how much is paid for by the customer.

Gold plans are 80% health insurance company and 20% customer, Silver is 70% and 30% and Bronze is 60% and 40%. Bronze plans will generally have the lowest monthly premiums, while the customer will pay the most when receiving medical care and Gold plans will have the highest monthly premium, while the customer will pay the least when receiving medical care.

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