A federal health insurance program for people 65 and older and certain younger people with disabilities. It also covers people with End-Stage Renal Disease (permanent kidney failure requiring dialysis or a transplant, sometimes called ESRD). Medicare isn’t part of the Health Insurance Marketplace. If you have Medicare coverage you don’t have to make any changes. You’re considered covered under the health care law.
- Are there certain documents or information I need to fill out an application, and how do I submit them?
When you apply for financial assistance through Connect for Health Colorado, we will ask you for information about your household, including who is in your household, annual income, any insurance you currently have, and some additional items. The checklist below can help you gather what information you may need during the application process:
- Applicant/non-applicant address information
- Social Security Numbers of each member of the household (or document numbers for lawfully present individuals)
- Birth dates
- Employer and income information for each member of the household (for example, wage and tax statements such as pay stubs or W-2 forms)
- Information about any other income earned by household members Information and policy numbers for health insurance plans currently covering members of the household Information about any job-related health insurance that anyone in the household may be able to get, even if they are not enrolled in it If anyone in the home is disabled, receiving Medicare, or over 64, asset and expenses information for the household (this may allow the customer access to additional programs)
- Names of preferred health care providers
- Documents verifying your authorized representative (if applicable)
Submitting Your Documents: You can upload your documents online through the PEAK or Connect for Health Colorado website, fax them to (855) 346-5175, submit them by mail (Connect for Health Colorado, Verifications, P.O. Box 35681, Colorado Springs, CO 80935), or in person at a local Assistance Site or through a certified agent/broker. Individuals who submit copies of their documents should write their account number on the document.
- What is Minimum Essential Coverage?
"Minimum essential coverage" is a standard or type of coverage an individual needs to possess in order to meet the individual mandate requirement under federal law. Some examples of health plans that qualify as minimum essential coverage are:
- Any Connect for Health Colorado plan.
- Employer plan (if they meet certain standards).
- Medicare (certain parts and conditions apply).
- Medicaid Children's Health Plan Plus (CHP+).
- TRICARE (for veterans and veteran families).
- Peace Corps.
- Volunteer plans.
Some examples of coverage that doesn't qualify as minimum essential coverage are:
- Coverage only for vision care or dental care.
- Workers compensation.
- Coverage only for a specific disease or condition.
- Plans that offer only discounts on medical services.
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