Adults under 30 years old
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Shopping for your own health insurance plan doesn’t have to be hard. Whether you are a student, an entrepreneur, employed part-time, or your employer does not offer health insurance (or all the above!), you’re in the right place.
Let us guide you through some of your options and help you figure out if a plan through Connect for Health Colorado is right for you.
Options to get covered
You have health insurance options! Before signing up for a new health plan, consider:
- A Parent’s Plan. If you are under age 26, you might be able to stay enrolled through a parent’s health insurance plan, even if you don’t live with them and they don’t claim you on their taxes. Talk to your parent(s) to see if this is an option for you, and be sure to review the plan’s network to see if it covers providers near you. If you live outside of Colorado, your parent’s plan may not work well for you because you will need to receive services from the doctors and hospitals who are in Colorado near your parent’s address.
- Health First Colorado (Colorado’s Medicaid program). Depending on your current monthly income, you could qualify for Health First Colorado, which provides free or low-cost health coverage.
- Connect for Health Colorado plans. As the official marketplace, we are the only place you can get financial help to lower the cost of health insurance, if you don’t qualify for Health First Colorado and can’t get job-based coverage. Shop online and compare plans from multiple health insurance companies.
As an adult under 30, consider:
- A Traditional Plan
All traditional health insurance plans are set up as partnerships with a network of providers, which are your doctors, hospitals and pharmacies. You’ll choose the type of plan you want and then the level of coverage – Gold, Silver or Bronze – based on your budget and health needs.
- A Catastrophic Plan
A Catastrophic plan may work for you if you are in good health and want protection from high-cost, worst-case situations like a serious injury or illness. This type of plan typically has a lower monthly cost and very high annual deductible. Read more about the benefits included.
Note that you cannot apply financial help to lower the cost of Catastrophic plans.
The good news? You can shop knowing all health and dental insurance plans we sell include free preventive services, coverage for preexisting conditions, and essential health benefits.
Call the Customer Service Center at 855-752-6749, apply online, or get help from a certified expert near you to get started!
New to buying health insurance?
Shopping for health insurance can be confusing, especially if you’re a first-time buyer. We’ve got you covered. In addition to speaking with one of our certified experts, you can check out our Getting Started links below to help you feel confident buying and using your health insurance.
Why get health insurance?
Health insurance helps pay for your health care when you need it most and protects you from financial debt. We’ll help you get lower monthly costs so you can know you’ve got a plan to back you up.
Explore our health insurance resources
Health insurance can be confusing. Check out our resources below to get comfortable using your health insurance
Once you’re covered:
Unsure what we’re talking about?