Small businesses and nonprofits know the ability to offer employees quality health insurance is a competitive advantage in the labor market. Providing health insurance to employees helps you recruit and retain the best talent. It also helps keep your employees healthier, happier and more productive, which makes good dollars and sense. We’re here to help.
Making group health insurance easier
Connect for Health Colorado offers many ways to improve the process of covering your employees:
- Simplify Choices. Connect for Health Colorado will provide side-by-side comparisons of health plan benefits and premiums.
- Expand Employee Options. Small employers and non-profits have the option to offer their employees a multi-carrier, multi-plan menu of choices previously not available in the small group market. The Marketplace will have close to 100 plans from an array of companies.
- Set Your Benefit Budget. Choose your level of contribution toward your employees’ coverage. Employees can use this contribution to purchase the plan of their choice.
Federal tax credits are available for small employers and non-profits to help cover the cost of health insurance for employees and their families. In 2014, these tax credits will increase to 50 percent of premium costs for small employers and 35 percent of premium costs for non-profits. To qualify, employers must:
- Offer health insurance to all full-time employees and cover at least 50 percent of the cost of single coverage
- Employ fewer than 25 full-time workers
- Pay average annual wages below $50,000 (not including the wages of owners and their families)
Use our online Small Business Calculator to find out if you might qualify for a tax credit, and if so, what amount you may expect.
Help to Shop
Consider Connect for Health Colorado your personal shopper for health insurance. We understand that shopping for health insurance can be complicated, which is why we will have a high-quality Customer Support Network to help you every step of the way. You can decide how much or how little help you want.
For those who are comfortable shopping on their own, we offer online decision support tools to guide you through the online shopping process. Our Customer Service Center is available to answers questions over the phone and through online chat at any point in the process.
If you are new to the insurance-buying process or need more help, you may want to consider consulting a licensed health insurance agent or broker. They can meet with you in person to offer assistance with the application process, plan evaluation and enrollment. If you currently work with an agent or broker, check to see if he/she is certified to work through Connect for Health Colorado. You can also search for a Connect for Health Colorado certified agent/broker in our online Agent/Broker Directory.